Financing for home improvement
Key Points:
- covers all home improvement projects except swimming pools
- easy application process and approval within a couple minutes
- Soft credit check (will not affect credit to get preapproved - click the image to apply)
- flexible terms (5-12 years with no prepayment penalty)
- payment options to fit every budget
- unsecured debt: no lien on home
- no need to refinance your mortgage and tap into your home’s equity
- competitive interest rates

Financing is paid back over time as part of your property taxes and qualification is not based on your credit score. PACE features a speedy approval process and flexible payment terms
- No Fico requirements
- Flexible repayment terms
- No upfront fees
- 100% financing
- Fixed, competitive rates
- Supports environmental health